Archive for September, 2009

The Importance of Learning About Personal Finance

The Importance of Learning About Personal Finance

There are a number of different reasons as to why a person should learn about personal finance, Visit Here http://gov-debt-grantbenefit.blogspot.com

but it is perhaps understandable that most people can not see these reasons for themselves. Personal finance is a difficult topic to learn about and for that reason a person just naturally tends to shy away from it, making excuses in an attempt to avoid having to learn about it. Well, personal finance is extremely important and here are some reasons why.

Money Flow

If you understand personal finance, then you will understand your money flow a lot better. There are a number of people that muddle through life paying their bills and their mortgage payment with the money that they have and then spending the rest of it or maybe letting it sit in their bank account. These are people that have no idea how personal finance works, so even if they end up making the right decisions they are doing it through luck.

While there is nothing inherently wrong with this particular approach, don’t you think that you would feel much better if you knew exactly what was going on with your money flow? The old saying is that knowledge is power and if you know about your money flow, you arguably have the most important individual power that exists in the world today.

Uncertainty and Fear

Human beings as a species have an irrational fear of uncertainty. In this respect, we are no different from any of the other mammalian species walking the planet, because all of them have been conditioned through thousands of generations of being eaten and killed to be afraid of what they don’t know. Uncertainty and fear therefore go hand in hand and when they do this in relation to something as important to your basic survival as money, the paralyzing effect that fear can have on you is something that is not even pleasant to think about.

Compare this situation however to a situation where somebody knows about how their money flow works and understands their entire personal finance situation. This person is not a person that is likely to be afraid, since there is no uncertainty involved with their financial situation. It is a lot easier to be afraid when you have no idea where your money is coming from and where it is going.

Utilization

If you truly understand personal finance, then another thing that you definitely should understand is utilization. A person that does not understand or appreciate personal finance is a person that is unlikely to save a lot of money, instead spending whatever they happen to have left after monthly expenses on entertainment and impulse purchasing. While there is nothing wrong with being a consumer on this level, it is something that might hamper you later on in life when your income begins to dry up and you realize you have no prospects on the horizon.

If the person does not spend a lot and does not understand personal finance, the same thing could happen. While the money in your bank account is available to you instead of having been spent on something impulsive, it is still not being utilized to its fullest extent.Visit Here http://gov-debt-grantbenefit.blogspot.com

The Secrets Of Learning The Basics Of Rss

An RSS is a means of publicizing updates about websites. It may or may not include a summary and photos of the latest posting. But those that provide summaries (thus Rich Site Summary) allow users to skim through the article so that they could decide later on if they want to access the website source. The RSS feed usually contains the title of the update originating from the website. It is also usually the link to the website source.

What are the benefits of RSS?
RSS gives benefits to both readers (users) and web publishers.
1. It gives you the latest updates.
Whether it is about the weather, new music, software upgrade, local news, or a new posting from a rarely-updates site learn about the latest as soon as it comes out.

2. It saves on surfing time.
Since an RSS feed provides a summary of the related article, it saves the user’s time by helping s/he decide on which items to prioritize when reading or browsing the net.

3. It gives the power of subscription to the user.
Users are given a free-hand on which websites to subscribe in their RSS aggregators which they can change at any time they decide differently.

4. It lessens the clutter in your inbox.
Although your email address will be required to enjoy the services of online RSS aggregators, RSS does not use your email address to send the updates.

5. It is spam free.
Unlike email subscriptions, RSS does not make use of your email address to send updates thus your privacy is kept safe from spam mails.

6. Unsubscribing is hassle-free.
Unlike email subscriptions where the user is asked questions on why s/he is unsubscribing and then the user would be asked to confirm unsubscribing, all you have to do is to delete the RSS feed from your aggregator.

7. It can be used as an advertising or marketing tool.
Users who subscribe or syndicate product websites receive the latest news on products and services without the website sending spam mail. This is advantageous to both the web user and the website owner since advertising becomes targeted; those who are actually interested in their products are kept posted.

What are the drawbacks of RSS?
The disadvantages of RSS use are brought about by its being a new technology and some user-preference concerns.
1. Some users prefer receiving email updates over an RSS feed.

2. Graphics and photos do not appear in all RSS feeds.
For conciseness and ease of publication, RSS feeds do not display the photos from the original site in announcing the update except for some web-based aggregators

3. The identity of the source website can be confusing.
Since RSS feeds do not display the actual URL or name of the website, it can sometimes get confusing on what feed a user is actually reading.

4. Publishers cannot determine how many users are subscribed to their feed and the frequency of their visits. Moreover, they would not know the reasons why users unsubscribe which could be important in improving their advertising.

5. RSS feeds create higher traffic and demands on the server.
Most readers still prefer the whole update over a brief summary of the entry, thus they still access the site.

6. Since it is a new technology, many sites still do not support RSS.

How do I start using RSS?
There are two things needed: an RSS feed and an RSS aggregator or reader. The RSS feed comes from an RSS-supported website. There are also websites that provide a list of RSS feeds of different websites. An RSS aggregator is used to read the RSS feed from the source website. It scans and collects data on latest RSS feeds from the worldwide web.

An aggregator comes in two forms: a downloadable program also known as desktop aggregator and an online or web-based aggregator. Downloadable aggregators may require payment before they can be acquired, while internet-based aggregators are usually free of charge. All you need to do is to register an account then you are ready to use their services. Both versions allow you to customize or choose which RSS feeds to enter. Paid aggregators are usually chosen by more experienced users and they usually allow more freedom in customizing feeds.

1. Choose an RSS aggregator to use. For beginners, web-based aggregators are recommended since they are usually user-friendly

2. Scan the homepage of your target website for the RSS or XML button. It contains the RSS code you need to enter in the aggregator. Copy this code. Syndic8 provides a directory of websites that support RSS.

3. Paste the code (which contains the URL of the website) in your aggregator. There is a space provided for pasting the code.

After you have done these three easy steps, you can start reading the RSS feeds coming from the website. New postings appear as they are published real time at the source website.

RSS and Internet Marketing

The original idea of RSS came from Netscape, where their intention is to provide a means for users to customize their personal homepage to contain links to websites that interest them, similar to bookmarking websites.

The application of RSS to internet marketing was an unforeseen development to RSS technology developers. Since users are given the freedom to add RSS feeds to their aggregators, those who are interested in particular products and services available in the internet can now be notified r

Is it Possible to Speed Read

Speed Reading is an essential skill for people in the academic field, or children who want to spend less time studying. This skill seems impossible for many, but the ease of which you can learn how to read faster is very surprising. The process is actually quite simple to learn, and while you do need to use these tips frequently, many children have found that they can read with more speed just by knowing the theory behind these skills.

Firstly, you need to know how to read in chunks. This means that you should break text down into meaningful blocks of words as you read, so that you are reading single thoughts rather than just words. Your eyes will stop less as you move them across the page, and that will help you develop speedier reading speed on each line.

Many experts believe that you should do this reading while moving your finger along each line. This will help you move your eyes faster than you normally would when reading, and that can help to keep you going at a steady pace. While this might take you out of your comfort zone as a reader, it is very important to do this Speed Reading than you think you can. You should notice that if you pace yourself to go a little faster than you normally do, you’ll still have full comprehension.

It might feel a little strange, but it does work.

A third technique to use when attempting to speed read is that you should try to develop a talent for thinking about your reading on a deeper level. The best readers can take in the lines on the page, and then process them in the back of their minds as a way of increasing their knowledge. When they do this, they are utilizing the processing power of their brains to take in the words on the page, and make mental connections to the things that they already know about a subject, and as a result, will remember more important details and have a solid understanding of what they read.

While it isn’t easy, you must learn how to read with more speed if you want to be successful. More and more children are learning the ideas to speed reading, and if you don’t, you’ll be left behind. Nobody likes to look like an idiot when they’re sitting in the board room, still reading the memo that everyone else has already finished, and completely unable to follow along with the new direction everyone is taking. Learn speed reading today, and save yourself all the time and hassle starting now.

Team Leader Training – Why run Team Meetings?

A Team Leader, at any level, is responsible for building a high performing Team. The main tool or process for the Team Leader to build their Team is the Team Meeting. Unfortunately, in the real world, meetings are not always interesting and productive affairs! Meetings can be dull, repetitive, boring events, where it is far too easy for each participant to switch off, to become disengaged, and to be totally uninvolved with the whole process.

It’s hardly surprising then, that when they leave the meeting, Team Members are very quick to put it out of their heads. They often retain no commitment to shared purpose or even to action points that were agreed at the meeting. These are not bad people. It was just a really bad meeting, and we could have predicted the outcome.

The Effective Team Meeting
A well planned and structured Team meeting is, on the other hand, quite the reverse. The Team Members leave this meeting with the feeling that something was achieved, that they were engaged in the process and that they are motivated to achieve follow up actions. It is the role of the Team Leader to ensure the meeting is successful, and that this good outcome is achieved.

Used effectively, the Team Meeting is the forum where the Team Leader –
• Manages People
• Manages the throughput of work
• Aligns the Team to their Team purpose
• Gains commitment to Organisational and Team Goals
• Co-ordinates effort
• Celebrates achievement and personal milestones
• Binds the Team together, building mutual respect
• Develops the Team & Team members
• Motivates and energises the Team Members
• Generates ideas and innovations to improve performance and Teamwork
• Delegates to sub-groups or individual Team members
• Manages projects
Running effective meetings is essential to the Leadership role.

The Basics – What is a Meeting?
Let us take a fresh look this, what is a meeting? A Meeting is a group of people who come together for a specific time to achieve given objectives. This core definition is important. The objectives of every meeting should be stated at the beginning of the meeting, as should the length of time, and the desired outcome of this particular meeting.

The meeting generally has a chairperson, or leader, who has the role of –
1. Setting out the objectives
2. Structuring the meeting – providing a format for the meeting to achieve a good outcome. Many Leaders assume the Team Meeting always has to be a round table, open discussion. This very rarely works, and quickly becomes boring. The aim is to structure the meeting to achieve the specific goals on the day. HOW we do that can, and should, vary.
3. Facilitating the Meeting. The leader facilitates the meeting, guiding the people in the group, stimulating individual contribution and the flow of interactions. The Leader ensures we have a good outcome.

All of these aspects of the meeting Leader’s role involve planning and skills. They are competencies that we can work at, and improve.

Planning is the Key
An effective Team Leader will take time to plan and structure each Team Meeting. What are the goals of this particular meeting? What is the desired outcome? The goals of each meeting need to be very specific, as the method of achieving those goals will vary. The Team Leader will also think about the method to achieve the outcome.

For example, the Team Leader might wish to generate some new ideas, or problem solve issues that have arisen with the Team’s performance. Firstly, this type of brainstorming meeting cannot be mixed with a general, managing the work throughput meeting. Keep it quite separate. The Team Leader wants the Team energised and full of ideas. He or she will not sit them round a table where the atmosphere will quickly become dead. They will get rid of the table, or move the Team to another place where they can buzz off each other.

Equally, how the Team Leader starts this meeting, and facilitates it to keep the energy levels up, will be quite different to another type of meeting.
A few minutes planning will help enormously –
1. What are the objectives today? What is the desired outcome?
2. What is the best way to achieve this? What is a good format for this meeting?
3. What is the best structure – beginning, middle, end?

The message here is simple. Meeting time is precious! As an Effective Team Leader, make the most of every meeting!

Choosing An Operating System For Your Web Hosting Plan

Which operating system you want is one of the first decisions you must make when ordering a Web hosting plan for your Web site. This can be a difficult decision if you’re not sure what an operating system is or which one fits your needs. Read on for a general overview of operating systems and some factors that should guide your plan selection.

What Is an Operating System?
An operating system is a system software program that manages and distributes the server’s resources. It prioritizes program and user requests and ensures that users’ content on the server doesn’t interfere with other users. Without an operating system, your server simply wouldn’t work. It is the backbone that enables the server to run software and programs.

Which One Should I Choose?
The two most common operating systems for shared Web hosting plans are Windows and Linux. One common misconception about choosing a Web hosting operating system is that if you design your Web site on, and generally use, a Windows computer, you need a Windows Web hosting plan. While both your personal computer and a Web server have operating systems, they do not need to run the same system to work together.

In reality, your computer’s operating system shouldn’t affect your Web hosting server choice. You can design your Web site using Dreamweaver on a Microsoft Windows PC and upload it to a Linux server without any issues, for example.

In most cases, either a Windows or a Linux operating system will work. But there are real differences that may make one or the other a better fit for your Web site. The biggest difference between Windows and Linux Web hosting plans is the server-side databases and scripts they support.

There also is usually a slight price difference between the two. Windows hosting tends to be more expensive because it’s a proprietary system, and your Web host must pay Microsoft a fee for the rights to use it. Linux, on the other hand, is open source, so there is no licensing fee associated with it.

If you’re using a particular database or script, you’ll want to choose the operating system that supports your needs. However, if you have a simple, brochure Web site without plans to use more advanced features in the near future, go for the plan that saves you money (usually Linux).

Anger Power

Does anger have power? Are you being powerful when you are angry? The answers to these questions depend on what you mean by power.

Certainly you can intimidate many people with your anger – especially children or others who are physically weaker than you, or people who are terrified of disapproval and rejection. Anger – other than the outrage from the loving adult that leads to taking action against injustice – is a form of control. When you succeed in making others afraid of you, it often it works to get them to do what you want. But it will never work to get them to feel what you want them to feel, and it will never lead to the sharing of love.

POWER OVER OR POWER WITHIN

There is a huge difference between “power over” and “power within.”

Anger at others is about power over, while taking responsibility for your own feelings is about power within.

People who use anger as a form of power and control believe that the means justifies the end. They believe that intimidating others into doing what they want them to do will work for them to make them happy. This is a huge false belief.

While you may be able to achieve financial success through various forms of manipulation, people who do achieve success in this way are not happy people. Have you ever seen an angry person be truly joyful?

Happiness and joy come from personal power, not from power over. Happiness and joy come from taking responsibility for your own feelings and behavior, and from caring about others rather than using or discounting others. Truly happy people are cooperative with others rather than controlling.

HOW DO YOU END UP FEELING WHEN YOU GET ANGRY?

If you tend to get angry at others, take a look inside. How do you feel when you get angry? You might feel good for the moment, as all addictions feel good for the moment. But does getting angry at others lead you to feeling fulfilled, joyful and peaceful inside? Does it lead to connected, fun and fulfilling relationships with others? When you manage to get your way or get someone to do what you want them to do, do you end up feeling worthy, lovable, and filled up inside?

If you are honest with yourself, you will discover that anger or other forms of intimidation lead to feeling empty inside. The fullness of inner peace and joy come from being loving to yourself and to others – not from getting what you think you want.

ANGER MEANT TO INTIMIDATE MAY BE ABUSIVE

Anger meant to intimidate can take many forms. It can be loud or it can be silent. It can come through a look that says, “If you don’t do what I say, I will punish you with shutting down and withdrawing my love.” It can be a quiet threat, a menacing look, or overt rage. It can be physically violent or emotionally violent. But when it completely disrespects the other person, it is abusive. It is about getting what you want while disregarding what the other person wants and feels.

When your intent is to protect/control, anger may be one of the forms this takes. When it is habitual and addictive, it will change only when your intent changes from controlling to loving yourself and others.

While the wounded self believes that anger power works for you, what it is really doing is creating your aloneness and emptiness.

So what do you really want? Do you want to get your way, or do you want to be a happy, fulfilled person, able to share your love with others? You get to choose.

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